WealthStart | Blog

Our top six tips for young doctors.

Written by Cutcher & Neale WealthStart | Dec 4, 2019 10:09:00 PM

Are you a young doctor seeking financial advice?

We have put together our top six tips to give you the opportunity to set yourself up for financial security.

These top tips act as a guide for you in your early career as a doctor, so that when your career progresses you will have a solid understanding of your finances and how you can build upon your wealth.

1. Plan your financial future

Always keep your financial goals front of mind. Your financial future may not seem very important to you now, but setting goals can keep you on track in the long run.

2. Get your salary packaging right

Take advantage of the strategies that best suit you. After your WealthStart journey has begun work out what strategies work best for you and your long-term goals.

3. Invest early

The art of compounding is a wonderful thing. Investing early is a fantastic way to get ahead in the future. Understanding your investment options is something we can always help with.

4. Structure your loan for flexibility

Don’t get tied down in a loan that doesn’t serve your needs. It’s important to choose a loan that can be reassessed as your career develops. 

5. Insure your income

After all, it is your livelihood. Income insurance offers you that little bit of peace of mind, where you know you’ll be protected throughout your entire career.

6. Kick- start your Superannuation

Know how your super is invested and take interest now. It may seem like a lifetime away, but it’s important to understand how your super is accumulating and choosing the right super fund is just the first step.

Whether you’re a student at University, an Intern or a Doctor in Training, our six steps are designed to help you with your long- term career so you can easily manage your finances, and ultimately be in a better financially stable position.  

If you have any questions, please don't hesitate to get in touch with our team.